Brexit has made it tough to own stocks, Cramer said. British lawmakers voted to delay its March 29 departure from the European Union by three months, which must be agreed to by EU officials.

Cramer said he learned that a hard exit from the union could cause major food supply disruptions in the U.K. within five days, if it were to happen.

“On the one hand, who wants to own stocks when we need to worry about food riots in London? On the other hand, if the market gets hammered because of Brexit [fears] that turns out to be unfounded … then you may end up wishing you’d used some of that weakness to do some buying,” Cramer said.

“If you want stock market exposure, the best way to get it is with index funds, index funds, and more index funds.”

Disclosure: Jim Cramer’s charitable trust owns shares of Johnson & Johnson and Facebook.

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